Not everyone has the ability to look ahead and see what is coming. Caution is appropriate but life is not fair or safe in reality. The sooner that each of us accepts and begins managing this reality mentally and physically, the better off we will be. World views matter. Money runs out and when it does, life becomes traumatic and dangerous.
2 Thessalonians 3:5-10 NLT
 … An Exhortation to Proper Living  And now, dear brothers and sisters, we give you this command in the name of our Lord Jesus Christ: Stay away from all believers who live idle lives and don't follow the tradition they received from us.  For you know that you ought to imitate us. We were not idle when we were with you.  We never accepted food from anyone without paying for it. We worked hard day and night so we would not be a burden to any of you.  We certainly had the right to ask you to feed us, but we wanted to give you an example to follow.  Even while we were with you, we gave you this command: “Those unwilling to work will not get to eat.” …
Intersection of principles and practices...